Whether you're dealing with insurance negotiations or pursuing a lawsuit, personal injury cases in Maryland can be complex, and strict deadlines apply. It’s crucial to consult with an attorney experienced in Maryland car accident law to protect your rights and ensure you receive the full compensation you're entitled to. Our attorneys at GMPG are experienced and focused on helping their clients acquire the compensation they are entitled to under such circumstances.
If you've been injured in a car crash in Maryland due to someone else's negligence, you may be entitled to compensation for medical bills, lost wages, pain and suffering, and other damages. Maryland is an at-fault state, which means the driver responsible for the accident is generally liable for your injuries. However, if that driver is uninsured or underinsured—meaning they don’t have enough coverage to fully compensate you—your own insurance may come into play.
Maryland drivers can purchase Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage as part of their auto insurance policies. UIM coverage helps cover the gap between what the at-fault driver’s insurance pays and your actual damages, up to your policy limits.
In recent years, Maryland introduced a powerful new protection: Enhanced Underinsured Motorist (EUIM) coverage. Unlike traditional UIM coverage, EUIM ensures that your insurer adds your coverage on top of the at-fault driver's policy, rather than merely offsetting it. For example, if the at-fault driver has $30,000 in coverage and you have $100,000 in EUIM, you may access up to $130,000 total—providing stronger protection for serious injuries.
